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 Licence types

Credit institution

A credit institution — what most people call a bank — is authorised to take deposits from the public and to grant credit. It is the most demanding licence in the European framework: capital requirements, liquidity rules and ongoing supervision all apply.

What it protects

Your deposits are covered up to €100,000 per depositor by the national guarantee scheme of the country that granted the licence, even if the bank fails.

Learn more

Licence types

Institutions with this licence

Vantex Bank AG

Frankfurt am Main · Germany

AuthorisedSharia-compliant bankDeposit guarantee
Solidity indicator78/100

Deutsche Bank AG

Frankfurt am Main · Germany

AuthorisedUniversal bankDeposit guarantee
Solidity indicator96/100

Commerzbank AG

Frankfurt am Main · Germany

AuthorisedUniversal bankDeposit guarantee
Solidity indicator96/100

DZ BANK AG

Frankfurt am Main · Germany

AuthorisedCooperative bankDeposit guarantee
Solidity indicator94/100

ING-DiBa AG

Frankfurt am Main · Germany

AuthorisedRetail bankDeposit guarantee
Solidity indicator84/100
AuthorisedDigital bankDeposit guarantee
Solidity indicator74/100
AuthorisedUniversal bankDeposit guarantee
Solidity indicator96/100
AuthorisedCooperative bankDeposit guarantee
Solidity indicator78/100
AuthorisedUniversal bankDeposit guarantee
Solidity indicator96/100
AuthorisedRetail bankDeposit guarantee
Solidity indicator78/100
AuthorisedInvestment bankDeposit guarantee
Solidity indicator86/100

CaixaBank S.A.

València · Spain

AuthorisedRetail bankDeposit guarantee
Solidity indicator91/100
AuthorisedDigital bankDeposit guarantee
Solidity indicator74/100
AuthorisedUniversal bankDeposit guarantee
Solidity indicator80/100
AuthorisedRetail bankDeposit guarantee
Solidity indicator84/100
AuthorisedUniversal bankDeposit guarantee
Solidity indicator96/100

Swedbank AB

Stockholm · Sweden

AuthorisedRetail bankDeposit guarantee
Solidity indicator89/100
AuthorisedDigital bankDeposit guarantee
Solidity indicator68/100
AuthorisedUniversal bankDeposit guarantee
Solidity indicator88/100
AuthorisedRetail bankDeposit guarantee
Solidity indicator76/100
AuthorisedMortgage institutionDeposit guarantee
Solidity indicator85/100

mBank S.A.

Warszawa · Poland

AuthorisedDigital bankDeposit guarantee
Solidity indicator70/100
AuthorisedRetail bankDeposit guarantee
Solidity indicator81/100
AuthorisedRetail bankDeposit guarantee
Solidity indicator94/100
AuthorisedUniversal bankDeposit guarantee
Solidity indicator79/100
AuthorisedRetail bankDeposit guarantee
Solidity indicator74/100
AuthorisedRetail bankDeposit guarantee
Solidity indicator85/100
AuthorisedRetail bankDeposit guarantee
Solidity indicator78/100
AuthorisedUniversal bankDeposit guarantee
Solidity indicator89/100

KT Bank AG

Frankfurt am Main · Germany

AuthorisedSharia-compliant bankDeposit guarantee
Solidity indicator78/100